Protecting Your Rights Under the Fair Credit Reporting Act

The Fair Credit Reporting Act protects you from inaccurate credit reports and unfair practices — our Central Florida lawyers are here to uphold your rights.

Contact Us For A Free Consultation

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Protecting Your Rights Under the Fair Credit Reporting Act

The Fair Credit Reporting Act protects you from inaccurate credit reports and unfair practices — our Central Florida lawyers are here to uphold your rights.

Contact Us For A Free Consultation

Protection For Consumers

The Fair Credit Reporting Act (FCRA) is a federal law that ensures accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. This means you can insist that your credit report completely and accurately reflects your credit history and ensure that only authorized parties can view it.

If you lost a job, loan, or other opportunity due to incorrect information in your credit report, you can benefit from the many remedies provided by the FCRA. In general, you can benefit from these remedies if you:

  • Discover someone has got access to your private information without your approval
  • Notice unfamiliar accounts
  • Find signs of identity theft
  • Realize that another person’s data is in your credit report
  • Notice incorrect entries by credit furnishers and creditors
  • Find old or obsolete information and more

Employers, lenders, landlords, and creditors often rely on credit reports from major reporting agencies when making decisions. These agencies collect details about your financial history and sell them to businesses that use the information to screen applicants. When errors appear, your future can be unfairly impacted. The lawyers at Fowkes & Hasanbasic can help.

Contact our Lawyers today

Protection For Consumers

The Fair Credit Reporting Act (FCRA) is a federal law that ensures accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. This means you can insist that your credit report completely and accurately reflects your credit history and ensure that only authorized parties can view it.

If you lost a job, loan, or other opportunity due to incorrect information in your credit report, you can benefit from the many remedies provided by the FCRA. In general, you can benefit from these remedies if you:

  • Discover someone has got access to your private information without your approval
  • Notice unfamiliar accounts
  • Find signs of identity theft
  • Realize that another person’s data is in your credit report
  • Notice incorrect entries by credit furnishers and creditors
  • Find old or obsolete information and more

Employers, lenders, landlords, and creditors often rely on credit reports from major reporting agencies when making decisions. These agencies collect details about your financial history and sell them to businesses that use the information to screen applicants. When errors appear, your future can be unfairly impacted. The lawyers at Fowkes & Hasanbasic can help.

Fair Credit Reporting Act Lawyers

When credit reporting agencies or creditors make mistakes, the results can be devastating — and often, consumers don’t even realize their rights are being violated. Some of the most frequent FCRA issues include:

  • Mixed Files: Your report shows accounts or debts that belong to someone else.
  • Unverified Information: A creditor reports false or incomplete details.
  • Ignored Disputes: Agencies fail to properly investigate errors you report.
  • Outdated Entries: Old debts or resolved issues remain on your report.

Each of these situations can cost you opportunities — whether it’s securing housing, getting a loan, or being approved for a job.

That’s where legal action makes a difference. At Fowkes & Hasanbasic, we don’t just correct the record — we fight to hold agencies and creditors accountable, and we work to recover damages on your behalf.

Don’t let reporting errors stand in your way. Contact us today for a free consultation and get your credit — and your future — back on track.

Fair Credit Reporting Act Lawyers

When credit reporting agencies or creditors make mistakes, the results can be devastating — and often, consumers don’t even realize their rights are being violated. Some of the most frequent FCRA issues include:

  • Mixed Files: Your report shows accounts or debts that belong to someone else.
  • Unverified Information: A creditor reports false or incomplete details.
  • Ignored Disputes: Agencies fail to properly investigate errors you report.
  • Outdated Entries: Old debts or resolved issues remain on your report.

Each of these situations can cost you opportunities — whether it’s securing housing, getting a loan, or being approved for a job.

That’s where legal action makes a difference. At Fowkes & Hasanbasic, we don’t just correct the record — we fight to hold agencies and creditors accountable, and we work to recover damages on your behalf.

Don’t let reporting errors stand in your way. Contact us today for a free consultation and get your credit — and your future — back on track.

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"I cannot recommend Ryan Hasanbasic highly enough!! From start to finish, he was professional, compassionate, and incredibly skilled. He guided me through every step of my case and worked tirelessly to secure a settlement that exceeded my expectations."

- Angelo Ornelas

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"Ryan and his staff are very knowledgeable and have great open communication to ensure you are informed and comfortable at all times. I was never left unsure or wondering at any point in my case. You truly feel the care they have for you and their quality of work. I am beyond lucky to have found Ryan and F&H Law Group."

- Jennifer Macyowsky

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"Ryan and Paul are both very knowledgeable professional lawyers. They are both patient and understanding to your needs. They are easy to reach by phone or email with quick responses. They are both not only amazing lawyers, but also do so much for the community. If you need representation I would highly recommend giving them a call."

- Kelly Graham

Give Us A Call. You’ll Actually Speak With A Lawyer And It Won’t Cost You A Penny.

At Fowkes & Hasanbasic, your case isn’t just another file. Fair Credit Reporting Act claims can have a major impact on your ability to secure housing, loans, or employment, and the outcome can depend on how they’re handled.

That’s why our attorneys—not paralegals—personally prepare and manage your FCRA claim from start to finish, ensuring skilled legal attention every step of the way.

Our goal at Fowkes & Hasanbasic is to treat our clients like family and put them in a better position than they were coming in.

Contact Us Today

Your Case Matters. Call today for a free consultation.

Fowkes & Hasanbasic helps consumers across Central Florida with Fair Credit Reporting Act (FCRA) cases. If you’re facing credit report errors, background check problems, or identity theft, our lawyers can help you take action. We offer free case evaluations, and you won’t pay any fees unless we recover compensation for you.

Call: (727) 500-1010

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